TAREK TIGHERMET
Oran - Algeria,16
Summary
Highly qualified corporate senior banker with more than 17 years experience in various positions and several banking sectors (retail, SME's and large corporate). Worked essentially to develop the customers portfolios, keep excellence in service delivery, customersʼ needs anticipation with a high sense of risk optimization and a full compliance, then a remarkable leadership, communication skills and sens of networking, team management with skills development and positive work environment implementation. Very interested by international experiences, seeking a maximum of knowledge, expertise and achievements accumulation by raising challenges and results delivery.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Banker
NATIXIS Algerie
Oran - Algeria
06.2024 - Current
- Develop commercial relationships and identify business opportunities with large corporate clients or those to be prospected, in a global approach of implementing products offered by the bank.
- Define and achieve the objectives of the managed portfolio in collaboration with the Regional Director.
- Ensure the monitoring and management of commitments through periodic reporting and specific alert procedures.
- Ensure the credit file mounting and review with risk department.
- Participation in the implementation of strategic projects.
- Keep upfated the data base of the bank regarding several economic sectors and business orientations.
- Focusing on identifying opportunities of responsible financing with carrying a compliance with ESG and climatic subjects respect.
Regional Business Center Manager - SME's
Société Générale Algérie
Hassi Messaoud - Algeria
11.2018 - 05.2024
- Developing corporate portfolio with a special focus to Oil & gas Industry
- Ensure a market survey and contribute in strategy establishment with different economic sectors
- Boosting revenues by cross sellings development and ensure a good risk quality assessment
- Credit supervising and management
- Carrying overdues (unpaid at maturity) with a rate of 0.5% against a maximum of 5%.
- Keep an excellence in customer satisfaction and innovation in term of finance solutions according to their specific investment needs
- Ensure the compliance of the whole portfolio by 100% KYC accomplishment, clear due diligence, and customer activity screening, reflected by a low-risk portfolio report.
- Divers contributions in products development and communication events (branding management)
- Develop networking and the cooperation with regional miscellaneous organism (chamber of commerce, trade associations, business organization, etc) by participating in divers events and conferences
- Customers advisory role
- Coordination with expertise teams (FX, leasing, digital banking, trade finance, legal, investment banking)
- Leadership roles: Team leading competence development, succession plan, motivation management, and other HR roles
Branch Manager - Retail Banking
BANK ABC
Hassi Messaoud
11.2018 - 11.2018
- Boosting the branch liabilities by 20% growth in a year
- Market prospection with the concretization of opportunities in international leasing and doubling the total retail loan in less than a year.
- Keeping a satisfactory audit report with the lowest operational risk rate during my entire management period.
- Securities management.
- Senior and VIP Customers advisory role
- Asset management.
- Brand management in several business events.
- Increased efficiency and drove branch revenue by optimizing daily operations.
- Managed staff scheduling, hiring, and training processes with the aim of skills development and ensuring a career and succession plans.
Operations Officer - Large Corporate
Citibank Algeria
Hassi Messaoud - Algeria
04.2007 - 09.2014
- In charge of cash and clearing, ensuring clean reports in monitoring suspense accounts.
- Local and FCY cash management.
- Trade transactions: supervising, screening, and reporting.
- Excellence in customer service by keeping the proactivity rating in terms of transaction delays, feedback, and trade, finance, and cash management orientation.
- Local and international guarantees management (SBLCs, tenders bonds, etc).
- Acting branch management and handle a fluent reporting to top management.
Education
Bachelor - Business Engineering Management
PPA Business School
Paris, FRANCE05.2023
Senior Technician (State Diploma) - Finance & accounting
Governmental Professional Training Center
Hassi Messaoud, ALGERIA10.2007
Senior Technician - Finance & Accounting
International Institute of Management INSIM
Hassi Messaoud, ALGERIA04.2007
Skills
- Customer relationship management
- Management and Leadership (people management with positive impact)
- Diverse Language Proficiency
- Team management
- Operational efficiency
- Priorities management
- Business strategy establishment and compliance
- Product development
- Process/workflow enhancement
- Strategic Networking
- Oil & Gas industry business advisory background
Languages
Arabic
First Language
French
Proficient (C2)
C2
English
Advanced (C1)
C1
Spanish
Elementary (A2)
A2
Certification
- Advanced banking Skills Development at NATIXIS training services (Algiers) - 2025
- Management and Leadership at Dale Carnegie Professional School (Algiers) - 2022
- Manager Cursus at CESI - Centre des Etudes des Sciences Industrielles (Algiers) - 2016
Timeline
Senior Banker
NATIXIS Algerie
06.2024 - Current
Regional Business Center Manager - SME's
Société Générale Algérie
11.2018 - 05.2024
Branch Manager - Retail Banking
BANK ABC
11.2018 - 11.2018
Operations Officer - Large Corporate
Citibank Algeria
04.2007 - 09.2014
Bachelor - Business Engineering Management
PPA Business School
Senior Technician (State Diploma) - Finance & accounting
Governmental Professional Training Center
Senior Technician - Finance & Accounting
International Institute of Management INSIM
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